Check out this post on staying at home with your kids when you can barely afford it!
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- Staying At Home With Your Kids When You Can Barely Afford It
People often ask how I can be a stay-at-home mom when we can barely afford it. My husband is a high school teacher and a pretty amazing one, I might add!
He makes a true difference in the lives of his students. But the pay is slim.
He gets paid the end of every month, and some months, our pantry and fridge are mostly bare those last few days. Staying at home means that we wear our clothes until they wear out—or we grow out of them ahem, baby weight?
This beautiful, hardcover book gives of my best money-saving tips in bite-sized, easily-digestible chunks to help any mom curb spending and create more income for her family. It means forgoing Earth Fare groceries and buying from the clean 15 at Aldi instead. And date nights might be coffee together instead of dinner and a movie.
And you know what? So what are some practical ways we make it work?
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We live on a budget. If gas is running low, I may have to say no to a play date and stay home instead.
And we absolutely do NOT use credit cards. We have no debt, and we have no interest in acquiring any. We simply cannot afford to get into debt!
We buy used or on sale. Their wardrobes include many name and even boutique brands and several very nice smocked dresses! My husband and I typically purchase new clothing for ourselves, but we do my60s binary options very rarely and only if we need something.
We shop sales. Since we rarely shop for clothes or anything else, I am mainly referring to food here.
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I normally do one big grocery shop per month, just like Anne of Authentic Simplicity recommends in her book, Your Grocery Budget Toolbox. I do not typically use coupons because we eat whole foodsand there are not many coupons available for the foods we eat.
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Buying whole foods and cooking at home saves you money—and it benefits your health. Besides shopping for used clothing and furniture, etc. My mom, sister and even my dad see shopping as a hobby.
I used to like to browse places like Ross, Kohls, etc. We simply do not have the money. We choose free or cheap entertainment.
We do not have cable—or satellites.
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We use bunny ears to get the basic channels, and we have Netflix, which is very cheap. Netflix gives us both TV and movie options, so we very, very rarely go to the movies. I take the girls to the library, or we participate in other free or very cheap activities through our local recreation department.
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I have a degree in journalism and Spanish. I also bring in some money through blog advertisers. Before our second child was born, I tutored children two days per week and taught some homeschoolers Spanish.
I am using my degree without ever having to leave my home.
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My husband my60s binary options after school and has also brought in extra income by working as a freelance photographer for our local newspaper and taking on a few design clients when time permits. Do I think that every single woman can truly stay at home?
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If my60s binary options husband were to make just a little less than he is making now, I have absolutely no idea how we would make it work. But, praise the Lord, we do make it work. He has made a way—and we are incredibly grateful.
Staying at Home with Your Kids When You Can Barely Afford It
What are your tips for staying at home with your kids when you can barely afford it? Recommended Resources: From Debtor to Better : This book by Barry Myers is an excellent tool to use on your journey to better manage your money. Grocery Budget Bootcamp : In this course, Tiffany shows you how to eat real food and save money on groceries. Plan to Eat : This meal planning service helps you best utilize the food you have on hand, which saves you money by not giving in to fast food dinners.