This user agreement will be effective for all users as of October 22, Welcome to PayPal!
This agreement applies only to PayPal accounts of residents of the Russian Federation. If you are an individual, you must be a resident of the Russian Federation and at least 18 years old to open a Russia PayPal account and use the PayPal services. If you are a business or an individual entrepreneur, you must be registered in accordance with the legislation of the Russian Federation to open a PayPal account and use the PayPal Services.
Please read carefully all of the terms and conditions of this user agreement, including the Key Risks and Termsthe and each of the other agreements that apply to you. By opening and using a PayPal account, you agree to comply with all of the terms and conditions in this user agreement. You also agree to comply with Acceptable Use Policy and each of the other agreements on the Legal Agreements page that apply to you.
Acceptable Use Policy We may amend this agreement and any of the policies listed above from time to time. The revised version will be effective at the time we post it on our website, unless otherwise noted. If our changes reduce your rights or increase your responsibilities we will post a notice on the Policy Updates page of our website and provide notice to you of at least 14 days. All future changes set out in the Policy Updates page already published on the Legal Agreements page at the time you register for the PayPal services are incorporated by reference into this user agreement and will take effect as specified in the Policy Update.
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If you do not agree to the revised terms and conditions, you must stop using the PayPal services and close your account. This user agreement will continue to apply to your previous use of our services. Opening an Account We offer two types of accounts: personal accounts and business accounts.
All PayPal accounts let you make cross-border payments like: Send and receive cross-border payments.
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Buy things online, using mobile devices or in stores. Make cross-border payments using your credit card, debit card, pre-paid card, PayPal balance or other funding sources, when available.
You are responsible for maintaining adequate security and control of any and all IDs, passwords, personal identification numbers, or any other codes that you use to access your PayPal account and the PayPal services.
You must keep your IDs, mailing address, email address, contact information and other details current in your PayPal account profile.
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By opening an account, you confirm that you are acting on your own behalf or in the case of a business account, the account holder and not on the behalf of any third-party beneficiary or earnings on the Internet with withdrawal of funds owner. Personal accounts If you primarily make purchases and send payments to family and friends, a personal account is right for you. With a personal account you can do things like: Buy goods and services.
Send and request payments from friends and family. Unless you conduct commercial or business activities, you can also use a personal account to receive payments for the sale of goods and services; if you plan to use your PayPal account primarily to sell things, you should consider a business account.
Business accounts Business accounts are for legal entities and individual entrepreneurs registered in accordance with the legislation of the Russian Federation, which have an e-mail address. Business accounts use PayPal for a business or commercial activity, to receive online payments for the sale of goods or services, or to accept donations. With a business account, you can do things like: Use a company or business name as the name on your PayPal account.
Allow employees access to some of the features of your PayPal account.
You can manage your savings accounts online and even establish accounts at banks that do all their business online. While this makes it easier to pay bills and manage accounts, it often makes it more difficult to withdraw funds. When you need to withdraw your money from an online savings account, you have several options.
Sign up for PayPal products that meet your business needs. Business accounts may be subject to fees that differ from the fees applicable to personal binary options tov. By opening up a business account, you certify to us that you are using it primarily for a business or commercial purpose.
Identification and Account Restrictions To open and use a Earnings on the Internet with withdrawal of funds account, you must provide us with information and documents we require to verify your identity using either a simplified identification method or a full identification method.
If we verify your identity using the simplified identification method, you will be subject to the following account restrictions: you can only hold balance in Rubles and your balance cannot exceed 60, Rubles or other currency equivalent at any point in time; if you receive an e-money transfer in a currency other than Rubles it will be automatically converted into Rubles; you cannot transfer to a personal account more than 15, or other currency equivalent Rubles in one transaction; you cannot transfer to a business account more than 60, or other currency equivalent Rubles in one transaction; the total amount of e-money transfers made by you or received by you, to or from personal accounts cannot exceed 40, Rubles or other currency equivalent during a calendar month; the total amount of internet earnings with money withdrawal transfers made by you or received by you, to or from business accounts cannot exceedRubles during a calendar month.
If we verify your identity using the full identification method, the above restrictions will be changed as follows: your balance cannot exceedor other currency equivalent Rubles at any point in time; and you cannot transfer more thanor other currency equivalent Rubles in one transaction.
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It is possible to hold balance in foreign currency only if you pass the full identification requirements. Restrictions for business accounts From your business account, you cannot send to or receive funds from other business accounts.