I earn but I don t have money
Many financial advisors say the first step to financial control is creating an adequate savings account. For a lot of us, saving that kind of money seems like a pipe dream, or one that, at best, will take years to establish.
Things You'll Need A piggy bank and an interest-earning savings account at a bank. Instructions 1.
Purchase a piggy bank. Imagine the fun your kids will have watching the numbers go up with each deposit!
Hey, it might be fun for you too! It doesn't need to be fancy, it just needs to hold money.
- Two hundred and fifty million people in the wealthiest country on the planet are barely making it.
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Get started with your savings. Each time you make a cash purchase, put your leftover change in the jar.
- When you have an income problem instead of a spending problem, traditional budgeting advice can drive you nuts.
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Start using coupons. Join a coupon website like www.
Put the money saved using coupons in the money jar. By this time you may need an envelope to keep extra dollar bills from saving so much. This is where the psychology can get tricky: the cash is for savings, not coffee or any other non-essentials.
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Its job is to save you from losing it all over unexpected car repairs, medical bills, or other financial hurdles. Its job is to provide you with a safety net.
At the end of the month take your jar and envelope to your local bank. Deposit the money in your Savings Account.
Repeat these steps every month. You will be surprised at how quickly the money adds up! Want to give your savings a boost?
